Our Favorite Cash Back Card Right Now

Our Favorite Cash Back Card Right Now

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Earn a

Simply spend $3,000 in purchases within the first 6 months

Blue Cash Preferred® Card from American Express Cash Back Earn a massive 6% back at U.S. supermarkets (up to $6,000 per year in purchases, then 1%), 6% back on select U.S. streaming subscriptions, and 3% back at U.S. gas stations and on transit. All other eligible purchases will earn you 1% back.

Purchase APR New card members will also benefit from 0% intro APR for 12 months, then a 14.24%-24.24% Variable APR will apply.

Annual Fee $0 introductory annual fee for the first year, then $95.

Recommended Credit Score Good – Excellent (670 – 850*)

Critics’ Overview If you are looking for a well-rounded card that makes it easy to rack up cash back while saving on interest look no further. With incredible cash back rates on groceries, streaming services, gas and transit expenses, it’s easy to see why the Blue Cash Preferred® Card from American Express (a CardCritics advertiser) is so popular. There is an impressive cash back welcome offer and even though the annual fee may seem steep ($95) you will not have to pay it your first year of card membership. Plus if you spend at least $30.44 on groceries a week your cash back earned will surpass the cost of the annual fee. Read our in-depth Critical Analysis to learn more.

Purchase APR

0% intro APR for 12 months, then 14.24%-24.24% Variable

Annual Fee

$0 introductory annual fee for the first year, then $95.

Recommended Credit Score

Good – Excellent (670 – 850*)

Welcome Bonus

Earn $300 back after you spend $3,000 in

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