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While it’s important to have a credit card that earns rewards every time you swipe it, one of the best — and fastest — ways to rack up a bunch of travel points and miles right off the bat is with a lucrative credit card sign-up bonus. Accumulating rewards from a sign-up bonus is the best way to jet off on a dream vacation, from flying down to Disney World to exploring the beaches of Thailand
But offers come and go regularly, so it’s vital to know when a credit card is offering a top-notch sign-up offer that can earn you the biggest possible bonus. And since many credit card issuers these days restrict the number of cards you can get with them — or the number of times you can get a card — you’ll want to apply for a credit card when it’s offering a peak sign-up bonus.
So, how do you know which credit card sign-up bonuses are currently higher than normal? We’ve put together a list of the best credit card sign-up bonus offers available in March so you can get as many points or miles as possible when you apply. Get a new credit card with the right offer, and you’ll rack up rewards in no time, putting you one step closer to that much-needed vacation.
Blue Cash Preferred® Card from American Express: Best for groceries
The Platinum Card® from American Express: Best for travel perks
Delta SkyMiles® Platinum American Express Card: Best for Delta miles
United Quest℠ Card: Best for United flights
Marriott Bonvoy Boundless® Credit Card: Best for Marriott points
IHG® Rewards Club Premier Credit Card: Best for IHG stays
Ink Business Unlimited® Credit Card: Best business card with no annual fee
American Express® Business Gold Card: Best for small businesses
Why did we choose these credit card sign-up bonus offers as the best for March? Dive into the details of each card with us, and see how they stack up.
Even as travel returns, you might prefer a credit card that puts cash right in your pocket. That’s where the Blue Cash Preferred Card from American Express comes into play, and right now, new card members can earn a $300 statement credit after spending $3,000 in purchases in the first six months after opening an account.
The card also currently comes with a $0 introductory annual fee for the first year, then $95 per year thereafter (see rates and fees). That means you’re easily coming out ahead in the first year, and the $3,000 minimum spending requirement averages out to just $500 per month.
The Blue Cash Preferred is also one of the best cards to use for groceries, since you’ll earn 6% cash back as a statement credit on up to $6,000 in U.S. supermarket purchases each year (then 1%). With home-cooked meals becoming more popular over the last year, this could mean some serious cash back.
You’ll also earn 6% cash back on select U.S. streaming subscriptions with the Blue Cash Preferred, 3% cash back on transit and at U.S. gas stations and 1% on all other purchases. But if you’d prefer a card that never has an annual fee, the Blue Cash Everyday® Card from American Express might be the better choice. It offers less in cash back and has a smaller welcome offer, but it could make sense if you don’t spend that much on groceries each year.
Click here to learn more about the Blue Cash Preferred.
Click here to learn more about the Blue Cash Everyday.
If you expect to be flying the skies often in 2022, The Platinum Card from American Express provides many elite VIP benefits when you travel…and a few even when you aren’t.
Right now, new card members can earn 100,000 bonus points when you spend $6,000 on purchases within the first six months of card membership. Frequent flyer website The Points Guy values American Express Membership Rewards points at 2 cents each, making this offer worth as much as $2,000 in travel.
The list of benefits that come with the Amex Platinum card are endless. But with a $695 annual fee (see rates and fees), you’ll have to make sure you can use those benefits.
One of the most popular perks that comes with the card is access to more than 1,300 airport lounges around the world, including Amex Centurion Lounges, Delta Sky Clubs (when flying Delta) and Priority Pass Select lounges (enrollment required). You’ll also receive complimentary Marriott Gold and Hilton Gold elite status (enrollment required), which offers special perks such as room upgrades (when available), complimentary breakfast at participating properties, bonus points on paid rates and more.
And, if you rent cars often, you’ll also be bumped up to Avis Preferred status, National Car Rental Emerald Club Executive status and Hertz Gold Plus Rewards (enrollment required).
Then there are the annual credits. The Amex Platinum comes with up to $200 in credits each year for airline incidental fees, up to $200 in Uber Cash each year (doled out in $15 monthly portions with $35 in December), up to $240 in annual digital entertainment credits in portions of $20 per month, up to $179 in annual Clear membership credits and up to $100 in credits for purchases at Saks Fifth Avenue split into $50 increments for each half of the year (enrollment required before using these credits). Additionally, you’ll get up to $100 in credits toward a Global Entry or TSA PreCheck membership every five years you have the card.
The Amex Platinum also comes with cell phone protection, extended warranty protection, purchase protection, trip cancellation and trip insurance, trip delay insurance, car rental loss and damage insurance and no foreign transaction fees (see rates and fees).
Click here to learn more about The Platinum Card from American Express.
The Delta family of credit cards currently has increased welcome offers for a limited time through Apr. 13, 2022, and the sweet spot might be the Delta SkyMiles Platinum American Express Card. New card members can earn 90,000 bonus miles after spending $3,000 in purchases in the first three months after opening the account.
With Delta miles worth 1.57 cents apiece according to The Points Guy, this bonus is worth as much as $1,413 in travel, meaning that just one credit card could easily score you over $1,000 in value.
The Delta Platinum Amex offers the same benefits as the airline’s less-expensive credit card (more on that card below), but also comes with a Global Entry or TSA PreCheck statement credit up to $100 every four years (or 4 1/2 years for TSA PreCheck) and a domestic main cabin round-trip companion certificate each year starting with the second year you have the card.
When it comes to Delta elite status, you can waive the airline’s Medallion Qualifying Dollars (MQD) requirement up to Platinum level when you spend $25,000 on the Delta Platinum Amex card in a calendar year. And the Delta Platinum Amex is also the cheapest American Express card that has cell phone protection.
Now, with all these perks comes a significant $250 annual fee (see rates and fees). So if that’s more than you want to pay for a credit card, you might want to consider the Delta SkyMiles® Gold American Express Card instead. The limited-time welcome offer is smaller — now through Apr. 13, 2022, you can earn 70,000 bonus miles after making $2,000 in purchases in the first three months after opening the account — but the card has a $0 introductory annual fee for the first year, then $99 thereafter (see rates and fees).
Click here to learn more about the Delta Platinum SkyMiles Amex.
Click here to learn more about the Delta Gold SkyMiles Amex.
If you’re looking for United miles, the United Quest Card currently comes with an impressive sign-up bonus. Right now you can earn 70,000 bonus miles after you spend $4,000 in the first three months after opening the account. The Points Guy values United miles at 1.13 cents apiece, which would make 70,000 miles worth $791 in United travel.
The United Quest Card does come with a $250 annual fee, but there are a number of benefits that can help offset the fee a good chunk of the cost, including up to $125 in statement credits for United purchases charged to your card. This is a yearly benefit — available every 12 months from the date you first open the card — and if you can use all $125 in credits each year, you’re effectively knocking off half of the $250 annual fee.
Also, starting at your first anniversary as a card holder — meaning one year after you were approved for the card — and each year thereafter, you’ll get 5,000 United miles back when you redeem your miles for a United- or United Express-operated flight, regardless of the number of miles redeemed. You can even earn this mileage rebate twice per year.
For those chasing United elite status, the United Quest Card earns 500 Premier Qualifying Points (PQP) for every $12,000 you spend on the card, up to 3,000 PQP per year. While this won’t earn you elite status on its own, if you aren’t flying as much this year as you typically might, it can help push you over the threshold.
Other benefits of the United Quest Card include 3 points for every dollar you spend on United purchases (after your $125 in annual credits), 2 miles per dollar on travel, dining and select streaming services, up to $100 in Global Entry or TSA PreCheck fee credits, free first and second checked bags for you and a companion traveling on the same reservation, priority boarding, 25% back on United in-flight purchases and no foreign transaction fees.
Click here to earn 70,000 bonus points when you apply for the United Quest Card.
If you’re looking for free hotel nights, the Marriott Bonvoy Boundless Credit Card can help you get there. Right now, new card holders can earn 100,000 bonus points when you spend $3,000 on the card within three months of opening the account.
Plus, in a new feature of the Marriott Boundless, both new and existing card holders can now earn 3 points for every dollar you spend on the first $6,000 spent in combined purchases each year on gas stations, grocery stores, and dining.
The card also earns 6 points for every dollar you spend on eligible Marriott purchases and 2 points per dollar on everything else you buy with it. You also get 15 elite night credits with the Marriott Boundless card, which means you’ll get automatic Marriott Silver elite status every year you have the card, and you can upgrade to Marriott Gold elite status by spending $35,000 on the card each year.
But one of the best features of the Marriott Boundless card starts at the beginning of the second year you have it, when you’ll get another Free Night Award that can be used at any Marriott hotel costing 35,000 points or less. You’ll get one of these each year at your card holder anniversary, and if you redeem this certificate for even a moderately-priced stay, it should easily offset the card’s $95 annual fee.
Click here to earn 100,000 bonus points when you apply for the Marriott Boundless card.
If you’ve been contemplating getting the IHG Rewards Club Premier Credit Card at some point, now’s a great time to do it. New card applicants can currently earn 125,000 bonus points plus a Free Night after spending $3,000 on the card within three months of opening the account.
While 125,000 points sounds like an earth-shattering amount, remember that not all travel p
These credit cards are offering the best sign-up bonuses this month
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