This is one of the most popular balance transfer cards available with super-long 0% intro APR on balance transfers. Plus, this card lets you off easy with NO late payment fees. Learn how this best-in-class balance transfer card offers cardholders hundreds in savings!
The Citi Simplicity® Card is one of the best balance transfer cards you can find. Here’s what you should know.
Get nearly two years of 0% intro APR on a balance transfer. Avoid paying interest on purchases big and small with generous 0% intro purchase APR. Save hundreds in interest charges. $0 annual fee. 6 Reasons to Apply Save a ton on interest and get out of debt faster – – Take advantage of an intro APR of 0% for 21 months on Balance Transfers then 14.74% – 24.74% (Variable) APR. Every penny of your payment will go to paying down debt during the promo period. You could save hundreds on interest charges. And on purchases, you could get an intro APR of 0% for 12 months on Purchases, then 14.74% – 24.74% (Variable) APR once that intro period is up. No late fees. Ever – – Get peace of mind and never pay a late fee with this card in your pocket. Late payment fees average $36. If you’ve ever forgotten about a payment or two, this card is perfect for you. No penalty rate – – Breathe easy with the forgiving policy on Citi Simplicity® Card – no penalty rate ever. Some credit card companies jack up your interest rate to n
Results are in: Best Balance Transfer card of 2021
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