CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingTree affiliate network if you apply and are approved for a card, but our reporting is always independent and objective. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.
Travel has quickly returned and planes are back in the skies in the wake of the pandemic. If you’re looking to get back on the road, you’ll want to have a pile of frequent flyer miles ready to go so you have the flexibility to hop on a flight as soon as you can.
Fortunately, American Express currently has some fantastic welcome offers on its personal Delta credit cards, which means you can earn up to a whopping 90,000 bonus miles by signing up for a new Delta credit card right now. But these limited-time offers are only available for a few more days through July 28, 2021, so you’ll want to move sooner rather than later.
Let’s take a look at the offers, which break down like this:
Delta SkyMiles® Blue American Express Card: Earn 10,000 bonus miles when you spend $500 in the first three months after opening the account.
Delta SkyMiles® Gold American Express Card: Earn 70,000 bonus miles when you spend $2,000 in the first three months after opening the account, plus a $200 statement credit after you make a Delta purchase with your new card within your first three months.
Delta SkyMiles® Platinum American Express Card: Earn 90,000 bonus miles when you spend $3,000 in the first three months after opening the account, plus a $200 statement credit after you make a Delta purchase with your new card within your first three months.
Delta SkyMiles® Reserve American Express Card: Earn 80,000 bonus miles and 20,000 Medallion® Qualification Miles (MQMs) when you spend $5,000 in the first three months after opening the account, plus a $200 statement credit after you make a Delta purchase with your new card within your first three months.
Delta uses a dynamic pricing scheme for its award flights instead of a fixed award chart, so you can expect to get a fairly consistent value for your miles. Frequent flyer website The Points Guy values Delta SkyMiles at 1.1 cents apiece, making these bonuses worth between $110 and a crazy-high $990, plus the $200 statement credits on the Delta Gold, Platinum and Reserve cards.
The bonus MQMs offered on the Delta Reserve card can also be a big boost for anyone actively chasing Delta elite status, especially since Delta rolled all 2020 MQMs over to 2021 due to the coronavirus pandemic.
One other interesting feature of the Delta Gold Amex and Delta Platinum Amex welcome offers is that, for the first time ever, the cards come with an introductory 0% APR on purchases for the first 12 months after opening the account. That can be extremely helpful if you’re looking to finance some expenses over time, but make sure you pay off your debt before the 12 months expire, because the rate rises to a variable 15.74%-24.74% afterward.
Related: Tight on cash? These credit cards charge 0% interest on purchases.
There are four different personal Delta credit cards available.
While all these cards are geared toward Delta flyers, the best Delta credit card for you depends on your spending habits and how frequently you plan to fly with the airline as travel returns to normal.
If it’s simply bonus miles you’re after, then the Delta SkyMiles Blue Amex card is for you. It earns 2 miles for every dollar you spend on eligible Delta purchases and at restaurants worldwide, and 1 mile per dollar on everything else. It also features a 20% discount on in-flight purchases, access to Delta’s Pay With Miles program, no foreign transaction fees and no annual fee (see rates and fees).
Click here to earn Delta miles with no annual fee with the Delta Blue Amex card.
However, if you plan to fly Delta occasionally — even once per year — as travel returns and you don’t mind paying a $99 annual fee that’s even waived for the first year you have the card (see rates and fees), you’ll get a lot more value from the Delta SkyMiles Gold Amex.
Aside from a much heftier welcome bonus, the Delta Gold Amex comes with more perks, including your first checked bag free when flying Delta (which normally costs $30 to $60 for economy passengers), priority boarding and a $100 Delta flight credit after you spend $10,000 in eligible purchases on your card in a calendar year.
And, in addition to earning 2 miles per dollar at U.S. supermarkets, Delta Gold Amex card members earn 2 miles for each dollar spent at restaurants, including takeout and delivery, as well as 2 miles per dollar on eligible Delta purchases.
Save money with the Delta Gold Amex card with a free checked bag when flying Delta.
If you plan to go on more than a few trips each year and Delta is your carrier of choice, it’ll probably make more sense to go with one of Delta’s more premium credit cards. The Delta SkyMiles Platinum Amex and the Delta SkyMiles Reserve Amex have annual fees of $250 (see rates and fees) and $550 (see rates and fees) respectively, but are loaded with elite-like benefits and shortcuts to earning elite status to go along with them.
The Delta Platinum Amex has many of the same perks as the Gold version, such as a free checked bag on Delta flights and priority boarding. You’ll also earn 3 miles for every dollar you spend at hotels and on eligible Delta purchases, as well as the same 2 miles per dollar at restaurants and U.S. supermarkets.
The card also comes with a Global Entry/TSA PreCheck fee credit worth up to $100 every four years (or four and a half years for TSA PreCheck) and a domestic main cabin round-trip companion certificate each year upon renewal of your card.
Related: Dig into more details with our guide to the best credit cards for Delta flyers.
For those chasing Silver, Gold or Platinum elite status, the Delta Platinum Amex waives Delta’s Medallion Qualifying Dollars (MQD) requirement when you spend $25,000 on the card in a calendar year, which could be useful since th
Now’s your last chance to get Delta’s increased 90k-mile credit card bonus
Go To The SourceRead More